Medicare vs. Social Security When hitting life’s milestones, both celebratory and somber, our clients often question who to contact to take care of critical financial and administrative matters. Issues that impact personal health and financial security are of the utmost importance, and it can be confusing to distinguish between the realms of Medicare and Social Security. […]
After Midnight…Actually Two Midnights for Covered Inpatient Care
Some history. The “two-midnight” rule sounds very mysterious (or like an ill-conceived guideline for eating food left out of the refrigerator). It is a Medicare standard implemented in 2013 by the Centers for Medicare & Medicaid Services (CMS). The rule provides hospitals and physician administrators with distinctions between Part A (inpatient and fully covered) and […]
Filling the (Medi)gap
Medigap (a.k.a. Medicare Supplement Health Insurance) is an extra, privately offered, individual health insurance policy that helps pay for out-of-pocket costs associated with Original Medicare. You must be enrolled in Part A and Part B. Medigap plans can help pay for: Medigap does not cover: Medigap Open Enrollment Period is a one-time event during the six […]
A1C and Me: Covered Insulin Treatments
It’s suddenly hard to avoid ads, articles and discussions about Ozempic, Mounjaro and other drugs used to treat Type 2 diabetes. As you probably know, when used in conjunction with recommended lifestyle changes, these outpatient drugs can also result in significant weight loss — a benefit for some. Medicare Part D (or a Medicare Advantage […]
TAKE A PAGE FROM OUR BOOK
Enjoy a Good Read During these final summer weekends, grab a cool beverage, find yourself a comfortable chair (inside or outdoors) and crack open the pages of a good book! Whether you’re transported by mysteries or prefer to become engrossed in a hefty biography, reading contributes to overall wellness by: Looking for your next favorite […]
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